For individuals with over $1,000,000 of investable assets, we offer a complete suite of services. We begin by customizing our investment management to meet each client's unique requirements. All of a client's accounts and assets are coordinated and managed together to meet the overall goals important to that client.
We thoroughly evaluate each client’s total financial situation and offer a broad range of personal financial planning services in the areas of estate planning, asset protection, retirement analysis and tax planning. As needed, we also provide special planning in areas such as estate settlement and trust funding, succession of closely held business ownership, charitable giving and employee benefits.
In providing personal planning to our wealth management clients, our goal is to be a truly objective source of sound advice. All of this is provided under our one attractive wealth management fee. This our preferred method of doing business. However in some instances, we may collect a commission for insurance, annuity products, and a specialized investment such as a direct investment.
For individuals with over $250,000 of investable assets (our household account minimum per family), we offer our investment management for a fixed management fee of only 1% per year.
Comprehensive Financial Planning
For a separate fee starting from $1,000 and up depending on complexity of the plan, we offer comprehensive financial planning services. These services include a customized 10 year cash flow projection for each family, Monte Carlo Simulation calculations, asset allocation with tactical and long term strategic models, retirement planning, risk management, tax planning, investment planning, and estate planning.
Lampe & Son Wealth Management Planning Process:
1. Define scope of engagement with client
2. Learn about the client and the client’s goals
3. Educate the client
4. Answer client’s questions and resolve concerns
5. Analyze financial and personal client information
6. Prepare strategies and personalized plan for the client
7. Review plan with the client and get approval
8. Implement the plan with the client
9. Measure, monitor, manage, and report to client
10. Implement periodic updates and rebalancing
•Actively Managed Portfolios - Strategic and Tactical portfolio's
•Income Producing Investments
•Non Correlating Asset Classes
•Protecting Your Principal
•Organizing Your Investment Information through Albridge Wealth Reporting System
•Social Security & Company Benefit Coordination
•401K Rollover Planning
•Analysis of Retirement Plan Options
•Realistic Goal Setting
•10 Year Cash Flow Projections
•Advisor on 401k plans for employers and employees
•Insurance Needs Analysis
•Long Term Care - Health or Life Based coverage
•Review of Existing Policies
•Coordination of Legal Documents
•Wealth Distribution to Family or Charity
•Board Certified Estate Planning Attorney who works with majority of our clients
•Tax Return Review
•Strategies to Reduce Tax Burden
Message from the President of Lampe & Son Wealth Management:
As President of Lampe & Son Wealth Management, David Lampe believes the greatest way for our clients to achieve their objectives is to plan with diligence, execute, and monitor an investment plan based on their unique risk tolerance and investment goals.
The best investment plan is usually one based on an intelligently and professionally diversified portfolio. Mr. Lampe understands the importance of having a written investment policy statement. This document allows his clients to have a clear vision for achieving financial objectives.
David's investment philosophy is to assist his clients’ financial goals by acknowledging the net return of taxes and expenses; hence, he considers the management of costs a priority.
David utilizes advanced investment research and technology available. He utilizes effective management tools, with large money managers. He will also use direct investments, stocks, bonds, CDs, money market, some mutual funds, index funds, REITS, annuities, and exchange traded funds.
As an independent advisor, David can choose to work with the best companies he feels will assist him in helping his clients meet their financial goals. He believes in monitoring, reporting, and advising on a client’s entire portfolio not just the investments under his direct control.
Lampe & Son Wealth Management professional mission is to continually provide his clients with comprehensive "Total Solutions" to their financial and related personal needs.
We can assist his clients in obtaining quality services and products and provide them with an exceptional experience in their relationship with us.
We maintain a fiduciary relationship with many clients and make decisions concerning them based on their best interests.
In achieving the mission, we conducts business with the following responsibilities in mind: taking care of client’s needs by aligning with other professionals to provide the best possible service.